Prior Balances Carry Forward
A completed reconciliation becomes the opening point for the next period, so nobody re-establishes it monthly.
LedgerHQBank reconciliation
Turn Statements Into Finished Reconciliations.
Tally reads the statement, matches the activity, and works the difference to zero.
Only $20 per month · Tally's AI use is includedTally, reconciling
She ticks and ties it for you.
- Jul 1Opening transfer from savings+$24,180.00
- Jul 2Deposit — Rowan Street, INV 1201+$6,400.00
- Jul 7Meridian Textiles — fabric order-$2,150.00
- Jul 10Deposit — Bellamy Hotel, INV 1203+$8,250.00
- Jul 14Granville Properties — rent-$4,100.00
- Jul 18City Power & Water — autopay-$365.00
- Jul 22Harlan & Sons — installation-$3,600.00
- Jul 26Deposit — Winslow residence, INV 1205+$5,750.00
- Jul 29Check 1088 — Coastline Millwork-$2,900.00
Tally is matching
Statement balance
$31,465.00
Checked total
$0.00
Difference
$31,465.00
Every checkmark is Tally matching a statement line to the ledger. She works the difference to zero.
Statements Stay Attached
Uploaded and Plaid-supplied statement PDFs live with the account and are read for balances and coverage.
Tally Finishes the Reconciliation
Tally builds the worksheet, works the matching, finishes the accounts she can, and chases down a difference that will not close.
Watch a real reconciliation
Statement PDF to a Zero Difference.
Unedited. The statement is read, the worksheet builds, and the account finishes at $0.00.
4 min 59 secSee every walkthrough
Inside LedgerHQ
Start from a Balance You Already Trust
The next reconciliation opens on the prior completed ending balance. Imported books can establish a reviewed starting point from a statement or a manual baseline.
How It Works
From Statement to Zero Difference.
The work stays connected inside the same books, ready for you to review.
Statement to zero
Every cleared item moves the difference.
Tally keeps the statement and ledger in view until they agree.
July statement
Operating Checking ••••3308
Ending balance$48,620.14
Deposit · Rowan Street
Meridian Textiles
Granville Properties
City Power & Water
Statement against ledger
Statement
$48,620.14
Cleared ledger
$36,140.14
Difference
$12,480.00
Ready for the statement
The Difference
See What Tally Reconciles.
See what stays on your plate today and what LedgerHQ takes over.
Finishing a MonthTodayLedgerHQ
Statement handlingYou open the PDF and key the balances. Statements are stored with the account and read automatically.
Opening balanceRe-entered or re-verified each period. The prior completed reconciliation becomes the next starting point.
Doing the reconciliationA person clears every item. Tally can prepare, work, and finish supported reconciliations.
A non-zero differenceYou hunt for it. The account stays open with the difference in view until it is explained.
Questions, Answered
Straight Answers About Reconciliation.
Can AI do a bank reconciliation?
It can do most of one. In LedgerHQ, Tally reads the statement, carries the prior balance forward, matches eligible posted activity, and can complete supported reconciliations, leaving genuine differences and unusual items for a person to resolve.
Can LedgerHQ read statement PDFs?
Yes. Stored statements run through statement extraction, with review notes raised when the extraction needs a human look.
Does the prior balance carry forward automatically?
Yes. The prior completed reconciliation's ending balance becomes the next period's starting balance.
What happens if the difference is not zero?
The account stays open. LedgerHQ keeps the difference visible until the missing activity or adjustment is understood, rather than letting the period close over it.
Only $20 per month
Finish Reconciliations While They Are Current.
No contracts. Tally's AI use is included.
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