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LedgerHQ vs Xero

LedgerHQ vs Xero.

Xero gives you a well-known ledger to work in. LedgerHQ gives you a ledger with Tally doing the routine work inside it.

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Only $20 per month · Tally's AI use is included

One Tally, Every Company

She works the whole book of business.

AAlder Point Interiors

12 items waiting

BBeacon Harbor Outfitters

1 items waiting

CCedarline Landscaping

7 items waiting

HHarbor Deli

4 items waiting

KKestrel Coffee

6 items waiting

RRowan Street Studio

9 items waiting

WWinslow & Co

5 items waiting

GGranville Property

3 items waiting

Tally is on shift0 / 47 items cleared
01

Tally Does the Books

Tally codes bank activity, works reconciliations from statements, and asks for what is missing. People review the judgment calls.

02

$20 a Month Per Business

Tally's AI use is included. No credit caps, no seat math, no contract.

03

Built for Firms

One firm workspace across every company, client requests that restart the work, an iPhone app, and API and MCP access.

Inside LedgerHQ

What Xero Is

Xero is cloud accounting software used by hundreds of thousands of accountants and bookkeepers, with bank feeds, invoicing, bills, and a large app marketplace. The bookkeeping itself is still done by people.

LedgerHQ financial overview with completed bookkeeping work
See the books, the work, and the result in one place.

How It Works

From First Step to Finished Work.

The work stays connected inside the same books, ready for you to review.

01

Where LedgerHQ Is Different

LedgerHQ is bookkeeping software with an AI bookkeeper, Tally, built into the books. Trusted activity posts on its own; new vendors, unclear transfers, and missing documents wait for a person.

  • An AI bookkeeper that does the coding and reconciliation work
  • Statement-driven reconciliations
  • Client requests and a client portal built in
02

Pricing Side by Side

Xero lists US plans at $27 a month (limited invoices and bills), $59, and $97 a month. Payroll runs through Gusto at extra cost.

03

Which One Fits

Both can be the right answer. Here is the honest split.

  • Xero fits teams that want a large app marketplace and will do the bookkeeping themselves
  • LedgerHQ fits teams that want the routine bookkeeping done for them

The Difference

Xero Vs LedgerHQ

See what stays on your plate today and what LedgerHQ takes over.

Xero Vs LedgerHQTodayLedgerHQ
Coding bank activityXero: Rules and suggestions you review line by line. Tally codes it and holds only what needs a person.
ReconciliationXero: You match lines yourself. Tally works it from the statement.
Missing documentsXero: You chase them by email. Requests go to the client and restart the work.
PriceXero: $27, $59, or $97 a month. $20 a month per business, AI included.

Questions, Answered

Questions About LedgerHQ Vs Xero.

How much does LedgerHQ cost compared with Xero?

Xero lists US plans at $27 a month (limited invoices and bills), $59, and $97 a month. Payroll runs through Gusto at extra cost. LedgerHQ is $20 a month per business with Tally's AI use included. The first six bank accounts are included, then $1 a month each. No contract. Prices checked October 2026 on each vendor's own pricing page; they change, so confirm before you decide.

Can I move my books to LedgerHQ?

Yes. Export the chart of accounts and journal history, preview the import before anything posts, then connect bank feeds through Plaid. Assisted Import is available if you want our staff to do it.

Does Tally post everything automatically?

No. Tally posts activity it can match with confidence and holds new vendors, unclear transfers, and missing documents for a person to decide.

Is LedgerHQ for accounting firms or businesses?

Both, at the same price. Firms get one workspace across every company they keep books for, with client requests and per-company permissions.

Only $20 per month

Put Tally to Work.

No contracts. Tally's AI use is included.

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