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LedgerHQ vs Puzzle

LedgerHQ vs Puzzle.

Puzzle now reaches firms through a partner program where Puzzle bills the client. With LedgerHQ the firm owns the software, the client relationship, and the invoice.

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Only $20 per month · Tally's AI use is included

One Tally, Every Company

She works the whole book of business.

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01

Tally Does the Books

Tally codes bank activity, works reconciliations from statements, and asks for what is missing. People review the judgment calls.

02

$20 a Month Per Business

Tally's AI use is included. No credit caps, no seat math, no contract.

03

Built for Firms

One firm workspace across every company, client requests that restart the work, an iPhone app, and API and MCP access.

Inside LedgerHQ

What Puzzle Is

Puzzle is AI accounting software for startups. Its pricing page lists plans from $30 to $360 a month with AI credits, and software-plus-service from $171 a month. Its accounting-firm page says Puzzle no longer sells its platform directly to accounting firms; firms join a partner program where Puzzle brings the customer and the software and bills the client.

LedgerHQ financial overview with completed bookkeeping work
See the books, the work, and the result in one place.

How It Works

From First Step to Finished Work.

The work stays connected inside the same books, ready for you to review.

01

Where LedgerHQ Is Different

LedgerHQ is bookkeeping software with an AI bookkeeper, Tally, built into the books. Trusted activity posts on its own; new vendors, unclear transfers, and missing documents wait for a person.

  • Your firm owns the client relationship and the billing
  • No AI credits to ration: Tally's use is included
  • One firm workspace across every company you keep books for
02

Pricing Side by Side

Puzzle lists Starter at $30 a month and Core at $72 a month (25 lifetime AI credits each; Core up to $10K a month in expenses), Complete at $120 a month (100 AI credits a month), and Scale at $360 a month (300 AI credits a month).

03

Which One Fits

Both can be the right answer. Here is the honest split.

  • Puzzle fits a startup founder who wants to buy software and service from one vendor
  • LedgerHQ fits a firm that wants to keep its clients and price its own work

The Difference

Puzzle Vs LedgerHQ

See what stays on your plate today and what LedgerHQ takes over.

Puzzle Vs LedgerHQTodayLedgerHQ
Who bills the clientPuzzle: Puzzle bills the client in its partner program. Your firm bills the client. LedgerHQ bills you.
AI usagePuzzle: Lifetime or monthly AI credits by plan. Tally's AI use included, no credit cap.
PricePuzzle: $30, $72, $120, or $360 a month. $20 a month per business.
Firm accessPuzzle: Through the partner program. Sign up directly. Bring every company.

Questions, Answered

Questions About LedgerHQ Vs Puzzle.

How much does LedgerHQ cost compared with Puzzle?

Puzzle lists Starter at $30 a month and Core at $72 a month (25 lifetime AI credits each; Core up to $10K a month in expenses), Complete at $120 a month (100 AI credits a month), and Scale at $360 a month (300 AI credits a month). LedgerHQ is $20 a month per business with Tally's AI use included. The first six bank accounts are included, then $1 a month each. No contract. Prices checked October 2026 on each vendor's own pricing page; they change, so confirm before you decide.

Can I move my books to LedgerHQ?

Yes. Export the chart of accounts and journal history, preview the import before anything posts, then connect bank feeds through Plaid. Assisted Import is available if you want our staff to do it.

Does Tally post everything automatically?

No. Tally posts activity it can match with confidence and holds new vendors, unclear transfers, and missing documents for a person to decide.

Is LedgerHQ for accounting firms or businesses?

Both, at the same price. Firms get one workspace across every company they keep books for, with client requests and per-company permissions.

Only $20 per month

Put Tally to Work.

No contracts. Tally's AI use is included.

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